Principle Protected Solutions Annuities (Fixed & Fixed Indexed)A fixed annuity is an insurance product that pays a fixed and guaranteed rate of interest while offering guarantee of principal and tax-deferred growth. One of the most popular types of fixed annuities is a fixed indexed annuity, which offers the potential upside of stock market-linked growth without loss of principal due to market downturns. For clients looking to create guaranteed income for life and a stable, predictable income, fixed annuities are a great option to consider as part of one's overall retirement income strategy. A properly selected and configured annuity can include benefits that offset home health care costs. While there is an abundance of annuity products on the market today, you can be confident that Core Financial Strategies will offer you the expertise and guidance in selecting the best solution to suit your overall goals.Life InsuranceWhile life insurance is not something one necessarily likes to think about, having a solid policy in place can offer a number of benefits; not the least of which is peace of mind. Life insurance can be used to help protect loved ones (a spouse, young children, or other dependents) from loss of income in the event of your passing so that they do not endure a financial crisis. It can also pay for estate taxes and final expenses (e.g., burial costs, debts, medical expenses) so as not to burden your loved ones, or it can create an inheritance for your heirs. If desired your policy can also be used to make a planned charitable contribution at the time of your death (by making a charity the beneficiary of your policy). In addition, a properly configured policy can provide living benefits that include money to pay for terminal, chronic, or critical illness. Whatever your goal, Core Financial Strategies can help you select the life insurance policy that best fits your needs.